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CHIP - Community Housing Improvement Program
Ashland County and City

 
 

What Programs are currently available?

* Owner Rehabilitation (up to $30,000)
The purpose of this program is to rehabilitate a one-family housing unit, which are owned and occupied by low and moderate-income households.
Eligible items for this program include: installation and/or repairs to foundations, roofs, gutters, electrical upgrades, plumbing, furnaces, hot water heaters, insulation, windows, doors, siding, accessibility improvements and lead-based paint abatement.

* Home Repair - Emergency (up to $8,000)
The purpose of this program is to provide home repairs to one-family housing units, which are owned and occupied by low and moderate-income households.
Eligible items for this program include: emergency repairs, handicapped accessibility, tap-ins, well and septic repairs or replacements, and lead-based paint abatement.

* Homebuyers Assistance (up to $5,000)
The purpose of this program is to assist low and moderate-income households in purchasing and rehabilitating modest, affordable, one-family housing units to be used as their principle residence.
Eligible items for this program include: down payment/closing cost assistance and items covered under the owner rehabilitation program.

Who is eligible?

Any household residing in a single family dwelling, whose total income of all wage earners (18 years or older) must be less than the income guidelines listed below and they must reside in the County or the City of Ashland. Homebuyers must provide letter of approval from a lending institution and a copy of their purchase agreement.

Are there income limits?

Yes, there are income limits.

Household Members
Income Guidelines
1 person
$ 30,350.00
2 persons
$ 34,700.00
3 persons
$ 39,000.00
4 persons
$ 43,350.00
5 persons
$ 46,800.00
6 persons
$ 50,300.00
7 persons
$ 53,750.00
8 persons
$ 57,200.00

What about my assets?

Applicants whose total net assets equal an amount greater than $100,000 are not eligible. Items considered net assets include but are not limited to: inheritances, personal valuables, collectables, and payments for mineral rights.

How can I apply?

If you have any questions about the programs outlined here, please contact Michele Burdette at the Ashland City/County CHIP Office @ (419) 282-4215 or The Ohio Regional Development Corp. at (740) 622-0529. Our office will make every effort to assist you.